Anyone who's had an accident or gotten a speeding ticket knows the feeling. If only you could do things over again, you'd obey the speed limit. Or yield. Or just stay home. Safeco Insurance is capitalizing on that desire with its new Rewind program, which combines driver monitoring technology with accident forgiveness. Although the program can't turn back time or pay your traffic ticket, it can prevent a mishap from increasing your car insurance premium. It's a free pass with conditions -- a sort of car insurance parole.