Why do I say this? How can I be so certain? First, there's no certainty in the stock market, but, if I was ever going to come close to certainty on Wall Street, I will take my chances with AAPL. I say this, in part, because I see Apple's demise coming. Exactly. This thing is really going to crash one day. I have been saying that for quite some time. Pretty much since Steve Jobs's death. Now, of course, dozens of others decided to hop on that bandwagon. I never hopped on the bearish AAPL bandwagon. If anything, I am the ticket collector. I have the right to charge every Johnny-come-lately who uses the Steve Jobs-inspired bear case incorrectly triple the normal price of admission. Why? Read this: Apple Selloff About A Year Too Soon That about sums it up. Use some common sense. Companies start paying special or accelerating regularly scheduled dividends because of the anticipated increase in taxes. That gets people thinking about taking profits in 2012. Bingo -- another round of selling in Apple. COR Clearing raises margin requirements on AAPL because of over-ownership. People freak out. Some have no choice but to unload. More noise. More hysteria. More pseudo-uncertainty. All that means is more opportunity for investors. I will never understand for the life of me why somebody would chase Intel ( INTC) in the teens or take a chance on a longshot like Research in Motion ( RIMM) or buy some low-P/E, high-yielding stock for the dividend. That's absolutely awful, knee-jerk "value investing." Apple pays a dividend. It has few worthy competitors. It's cutting deals in China. Along with Amazon.com ( AMZN), it dominates on market share and mindshare. This becomes all the more evident during the holiday shopping season. AAPL has got it all: It is dividend growth and value stock all rolled into one. Down $25 as I type this. Yet another thing we have seen before. Follow @rocco_thestreet --Written by Rocco Pendola in Santa Monica, Calif.