The PlanSmart series, launched in 2008, provides financial education to employees of all ages at no cost to the employer or the employee. PlanSmart includes workshops on managing credit, college funding, estate planning and retirement planning, and decision-support assistance for employees facing life changes who may need education and guidance regarding their group life benefits. Employees who are interested in additional information or personal financial planning consultation are given the option to consult individually with a local MetLife professional. The foundation of the workshop series is MetLife’s retirewise ® program, which is approaching its five-year anniversary and offers comprehensive retirement education for all employees, regardless of age. The four-part program helps employees with basic financial and retirement planning, and also addresses a broad spectrum of retirement issues, including budgeting, investment principles, social security and estate planning.For additional information on the program, including information on how businesses can offer sessions to an employee population, visit www.metlife.com/business/benefit-products/financial-education, or contact your local MetLife Account Executive. MetLife, Inc. is a leading global provider of insurance, annuities and employee benefit programs, serving 90 million customers. Through its subsidiaries and affiliates, MetLife holds leading market positions in the United States, Japan, Latin America, Asia, Europe and the Middle East. For more information, visit www.metlife.com. Metropolitan Life Insurance Company (MLIC), New York, NY 10166. Securities products offered through MetLife Securities, Inc. (MSI) (member FINRA/SIPC), 1095 Avenue of the Americas, New York, NY 10036. New England Financial is the registered mark for New England Life Insurance Company (NELICO), 501 Boylston Street, Boston, MA 02116. Securities products offered through New England Securities Corp. (NES) (member FINRA/SIPC), 1095 Avenue of the Americas, New York, NY 10036. MLIC, MSI, NELICO and NES are MetLife companies.