WASHINGTON, Nov. 26, 2012 /PRNewswire/ -- In 10 minutes or less, from the comfort of home, Americans finding themselves in need of a loan can now get up to $2500 wired direct to their bank account, thanks to programs revealed by lending online powerhouse ReallyBadCreditOffers.com. The easy to get accepted offers were prompted by surging demands for money from American families with bad credit scores. To get the personal loan money being offered, applicants are required to have a steady job, active bank account, be 18 years or older, and be a U.S. resident. The money is not available in all states. To qualify, borrowers can apply here. "We've seen an intense surge in popularity for the bad score personal loan products we offer, with people increasingly interested in no credit checks for approval and flexible repayment terms," stated Ariel Pryor, with the company. A recent borrower survey revealed the most common reasons for needing the money:
Avoiding Costly Bank Overdraft Fees
Stopping Eviction Proceedings
Preventing Utility Shutoff
Money For Vacation
A recent TIME bank overdraft fee report revealed banks earned over $31.6 billion in overdraft fees and that the Consumer Financial Protection Bureau has begun an inquiry into what may be intentionally confusing penalty policies and overdraft fees. According to the site, an individual with a record including bankruptcy, eviction, foreclosure or other negative items, once reported, leaves traditional banks unwilling to lend. When bills pile up, and the need for money becomes great, getting short term cash can be a challenge. Borrowers must share basic personal information in order to see if they get approved. The process asks for one's name, monthly income, email, account routing for funding, and how much money the borrower needs. The process takes less than 10 minutes and following approval, people can get their cash right away.