AP photosWith: â¿¿ GREECE-CITIBANK â¿¿ U.S.-based Citigroup says it will close 16 of its 37 bank branches in Greece, citing the country's recession-hit "business and economic environment" â¿¿ becoming the latest overseas lender to cut back its Greek operations. â¿¿ JAPAN-TRADE â¿¿ Japan logs its fourth straight monthly trade deficit in October as the European debt crisis and strained business ties with China over a territorial dispute reduce exports. â¿¿ BRITAIN-ECONOMY â¿¿ The British government continues to borrow more than planned in October as corporation tax revenue falls sharply in the wake of a nine-month recession. PERSONAL FINANCE OF MUTUAL INTEREST-RISKS AND OPPORTUNITIES BOSTON â¿¿ Dividend-paying stocks are so popular now that it's jarring to hear a market strategist suggest they're no longer solid investments. Yet Seth Masters of AllianceBernstein says these income-generating stocks have become so expensive that they no longer offer the relative safety investors expect from them. He sees far more opportunity in the market's lowest-priced value stocks, which have become bargains. Masters discusses the top current opportunities and biggest risks. By Personal Finance Writer Mark Jewell. AP photo ______ A sampling of Money & Markets modules is below. The full digest for AP's Money & Markets service can be found at markets.ap.org. For questions about Money & Markets content, please contact Trevor Delaney (800-845-8450, ext. 1807). For technical support: Todd Balog (816-654-1096). After 6 p.m., contact the AP Business News desk (800-845-8450, ext. 1680) for content questions; 1-800-3AP-STOX for technical support and 212-621-1905 for graphics help. CENTERPIECE Growing dividends Despite its name, United Technologies isn't a flashy growth stock. And that's a good thing for dividend investors focused on long-term cash over flash. The 78-year-old conglomerate has raised its dividend for 18 straight years. Shareholders currently receive $2.14 per share annually, for a yield of 2.8 percent.