Editor's Note: TheStreet ratings do not represent the views of TheStreet's staff or its contributors. Ratings are established by computer based on metrics for performance (which includes growth, stock performance, efficiency and valuation) and risk (volatility and solvency). Companies with poor cash flow or high debt levels tend to earn lower ratings in our model Two out of the three major indices are trading lower today with the Dow Jones Industrial Average ( ^DJI) trading up 40 points (0.3%) at 12,582 as of Friday, Nov. 16, 2012, 11:59 AM ET. The NYSE advances/declines ratio sits at 1,549 issues advancing vs. 1,392 declining with 99 unchanged. The Services sector currently sits down 0.7% versus the S&P 500, which is down 0.1%. On the negative front, top decliners within the sector include Sears Holdings Corporation ( SHLD), down 17.6%, Best Buy ( BBY), down 9.8%, Ctrip.com International ( CTRP), down 6.8%, Luxottica Group ( LUX), down 2.1% and Royal Caribbean Cruises ( RCL), down 1.9%. Top gainers within the sector include Schiff Nutrition International ( SHF), up 28.6%, OfficeMax ( OMX), up 21.5%, Whirlpool Corporation ( WHR), up 1.8%, Las Vegas Sands ( LVS), up 2.1% and AutoZone ( AZO), up 1.4%. TheStreet Ratings group would like to highlight 5 stocks pushing the sector lower today: 5. J.C. Penney ( JCP) is one of the companies pushing the Services sector lower today. As of noon trading, J.C. Penney is down $0.72 (-4.4%) to $15.78 on average volume Thus far, 6.3 million shares of J.C. Penney exchanged hands as compared to its average daily volume of 8.5 million shares. The stock has ranged in price between $15.69-$16.58 after having opened the day at $16.51 as compared to the previous trading day's close of $16.50. J. C. Penney Company, Inc., through its subsidiary, J. C. Penney Corporation, Inc., operates department stores in the United States and Puerto Rico. The company sells family apparel and footwear, accessories, fine and fashion jewelry, beauty products, and home furnishings. J.C. Penney has a market cap of $3.7 billion and is part of the retail industry. The company has a P/E ratio of -7.1, below the S&P 500 P/E ratio of 17.7. Shares are down 53.1% year to date as of the close of trading on Thursday. Currently there are 3 analysts that rate J.C. Penney a buy, 3 analysts rate it a sell, and 10 rate it a hold. TheStreet Ratings rates J.C. Penney as a sell. The company's weaknesses can be seen in multiple areas, such as its deteriorating net income, disappointing return on equity, poor profit margins, weak operating cash flow and generally high debt management risk. Get the full J.C. Penney Ratings Report now.