NEW YORK ( TheStreet) -- Is this market correction, like Yogi Berra would say, "deja vu all over again"? It's an opportunistic time for pension funds and investors of all sizes to reload, repurchase and prepare for good fourth-quarter total return results.Although no one can predict for sure whether this selloff will get worse before it gets better, our senior colleague and the honorary President of "Cramerica", the "Baron of Booyah," Jim Cramer, shared with us Thursday some reasons why mindless selling at this point is not a sound idea. His five-point thesis is as follows: 1. We are very, very oversold and people are getting very negative. We all accept that we are going down and many are taking action. 2. Many stocks will be impacted when we go over the fiscal cliff. Notice I said "when" because unless politicians rise above, we are going over it. But other stocks, international stocks with bases here that sell soft goods that make them buyers of commodities, will do well and they need to be bought into the weakness. 3. Everything in the end gets discounted, meaning that we can adjust to anything and when we get there any new negatives won't mean much. But a new positive or a deal will send us soaring. 4. The new taxes and spending cuts, while draconian, will not be the end of the world for the big secular growth stories out there, including health and wellness, as well the desire for a bargain. 5. Plenty of companies have the power to raise dividends to where even the after-tax the returns are far superior to bonds. These make good sense to me, and I've been an investor and financial researcher for going on four decades, which is amazing since I'm only 49 years old (OK, I'm shaving off a few years, but Jim's five points are rock solid). Jim Cramer and Stephanie Link actively manage a real money portfolio for his charitable trust- enjoy advance notice of every trade, full access to the portfolio, and deep coverage of the latest economic events and market movements. Apparently there are some prominent company insiders who see this market correction in a positive light and have been using it to purchase even more shares of the companies they direct.