Despite all of the noise, investors blew out of stocks because, in connection with, though not directly related to, the fiscal cliff, they took gains in big winners.

That is obvious in Apple ( AAPL).

Cramer used Whole Foods (
WFM) as an example.

You have massive gains in a stock that has run over the last year or two. Even if the world was a wholly certain place, you would be crazy to not take at least some profits.

There are a million AAPLs and WFMs out there. Up more than 30% year-to-date, but down -- and underperforming the major indices -- over the last week and/or month. Run a screen. It's hardly universal, but many of the biggest YTD gainers have recorded the heftiest post-election losses.

If you need that cash to live in a fiscal cliff-crushed economy, save it! Protect yourself from job loss or further stock market erosion. Look for ways to not only subsist, but succeed in a situation other than the one that has you all anxious.

Just as it's absurd for big companies to blame political gridlock for their lack of spending, it's misguided for Americans -- investors or otherwise -- to use economic uncertainty or an Obama win as an excuse.

Great companies spend in the face of whatever happens macro-economically. Do you think Steve Jobs would have slowed innovation at Apple because of something George Bush was doing? He didn't. And there's a reason why Jeff Bezos will not slow spending at ( AMZN).

These types of guys make things happen. They dictate their own fate and, in the process, the fate of the reluctant and externalizing other.

More companies and more individual investors need to do likewise gents and take control of what they can in the best interest of their personal destinies.

Rocco Pendola is long AAPL, IBM.

Rocco Pendola is TheStreet's Director of Social Media. Pendola's daily contributions to TheStreet frequently appear on CNBC and at various top online properties, such as Forbes.

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