NEW YORK ( TheStreet) -- Surely you can't be this dumb! You are if you believe that in a little over one month, tech giant Apple ( AAPL) has miraculously become a bum and that everything that has been right with the company over the past decade has suddenly come to an end. This was pretty much my response to an associate when discussing the current status of the stock. He, as with so many others have, bought into the noise.It is remarkable the extent to which every bearish argument has now been proven true all because the stock has dropped. Every pundit is now a genius -- from those who once proclaimed the company can't defy gravity when the stock traded at $250, to those that scream "cannibalization" with every product release. These self-proclaimed masterminds seem to have forgotten that Apple is not the only stock suffering, but it is the result of this looming threat called the "fiscal cliff." But I don't blame them. After all, why allow facts to get in the way of a good self promotional opportunity? The presidential election is over. Though this event has answered several questions, still, it has left many unanswered. Anyone who has been in the stock market long enough knows that "uncertainty" is its worst enemy. Consequently, investors have started to apply theory known as "the bird in the hand." Again, I can't fault anyone for opting to preserve capital, but don't embarrass yourselves and get carried away with the rhetoric. Wanting to be right at every turn has become too convenient. Pundits want to pick on Apple -- I get it. The same way bulls wanted to be the first to apply triple-digit price targets when things were going well, bears want to now be the first to call the low -- it makes for a great story. But whatever happened to personal responsibility?