ATLANTA, Nov. 8, 2012 /PRNewswire-USNewswire/ -- The U.S. Small Business Administration announced today that certain Private Non-Profit Organizations (PNPs) in Rhode Islandthat do not provide critical services of a governmental nature may be eligible to apply for low interest rate disaster loans. These loans are available as a result of a Presidential disaster declaration for Public Assistance resulting from damages caused by Hurricane Sandy between Oct. 26-31, 2012. (Logo: http://photos.prnewswire.com/prnh/20110909/DC65875LOGO) PNPs located in Bristol, Newport and Washington counties in Rhode Island that provide non-critical services are eligible to apply. Examples of eligible non-critical PNP organizations include, but are not limited to food kitchens, homeless shelters, museums, libraries, community centers, schools and colleges. "PNP organizations are urged to contact their county Emergency Management offices to obtain information about local briefings. Also, PNP representatives will need to be prepared to provide information about their organization at those briefings," said Frank Skaggs, director of SBA Field Operations Center East in Atlanta. Organization information will be used to submit a Request for Public Assistance, which the Federal Emergency Management Agency (FEMA) uses to determine if the PNP provides an essential governmental service and meets the definition of a "critical facility." Based upon that conclusion, FEMA may provide the PNP with a Public Assistance reimbursement grant for their eligible costs or refer the PNP to SBA for disaster loan assistance. PNP organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory and other business assets. The SBA may increase a loan up to 20 percent of the total amount of disaster damage to real estate and/or leasehold improvements, as verified by SBA, to make improvements that lessen the risk of property damage by future disasters of the same kind.