EMC Insurance Group Inc. (Nasdaq:EMCI): Third Quarter Ended September 30, 2012 Operating Income Per Share – $0.65Net Income Per Share – $0.65Catastrophe Losses Per Share – $0.55Large Losses Per Share – $0.24GAAP Combined Ratio – 99.3 percent Nine Months Ended September 30, 2012 Operating Income Per Share – $1.55Net Income Per Share – $1.94Net Realized Investment Gains Per Share – $ 0.39Catastrophe Losses Per Share – $2.29Large Losses Per Share – $0.86GAAP Combined Ratio – 101.8 percent 2012 Operating Income Guidance – $2.05 to $2.30 per share Certain amounts previously reported in 2011 have been adjusted in conjunction with the Company’s retrospective adoption of new accounting guidance for the calculation of deferred policy acquisition costs that became effective January 1, 2012. EMC Insurance Group Inc. (Nasdaq:EMCI) today reported operating income of $0.65 per share for the third quarter ended September 30, 2012, compared to an operating loss of $0.25 per share for the third quarter of 2011 1. For the nine months ended September 30, 2012, operating income totaled $1.55 per share, compared to an operating loss of $1.31 for the same period in 2011. Net income, including realized investment gains and losses, totaled $8,321,000 ($0.65 per share) for the third quarter of 2012, compared to a net loss of $5,574,000 ($0.43 per share) for the third quarter of 2011. For the nine months ended September 30, 2012, net income totaled $24,969,000 ($1.94 per share), compared to a net loss of $12,737,000 ($0.99 per share) for the same period in 2011. “A combination of improved pricing and more normal catastrophe losses resulted in the best third-quarter results we have reported in six years,” stated Bruce G. Kelley, President and Chief Executive Officer. “Rate level increases continue to accelerate in the commercial lines of business, and we continue to implement moderate rate increases in the personal lines of business. The rate level increases we are implementing now are long-overdue, and are becoming increasingly necessary in this low interest rate environment,” continued Kelley.