Additionally, Wells Fargo is continuing to waive late fees on credit cards, certain small business and consumer loans, including home-equity, auto and student loans until Nov 7. This waiver also applies to New Hampshire, Massachusetts, Rhode Island and West Virginia.Wells Fargo said 86 percent of its ATMs in the storm-affected states were back in service and 80 percent of bank branches in New York, New Jersey, Connecticut and Pennsylvania had reopened. Customers of PNC Financial Services Inc. will waive overdraft fees until the end of business Nov. 7 in New York City, New Jersey, northeastern Pennsylvania and Philadelphia. Customers in those areas have until the close of business on Nov. 8 to bring accounts that were overdrawn current. Customers in central Pennsylvania, Maryland, Delaware, Virginia and Washington D.C. have until the end of the day Nov. 5 to avoid fees. PNC mortgage and home equity loan customers should call 800-822-5626 to learn about late fee waivers. Student loan customers should call 800-762-1001. Credit card and consumer loan customers should call 888-762-2265. Small business loan customers should call 855-762-2365. ATM usage is free at non-PNC machines through Nov. 7 for the all of the affected areas. PNC did not say how many branches were still closed due to the storm. Bank of America Inc. said more than 85 its percent of its branches and ATMs were open in the affected areas. The bank said customers affected by the storm and floods in Connecticut, Delaware, Maryland, New Jersey, New York, Pennsylvania, Rhode Island, New Hampshire, Maine, Massachusetts, Virginia and the District of Columbia will automatically receive a refund on overdraft, insufficient funds and non-Bank of America ATM fees incurred as a result of storm conditions through Nov. 5. Credit card cash advance fees and late payment fees on credit cards and some consumer and small business loans, including home equity, auto and personal loans, will also be waived.