Fifth Third Mortgage Company, a subsidiary of Fifth Third Bank, and the 13 th largest originator in the country ( Inside Mortgage Finance, Second Quarter 2012) continues to outpace the industry in permanent modifications in the government’s Home Affordable Modification Program (HAMP). This is the second consecutive year Fifth Third Mortgage Company has exceeded the national average. Of the Mortgage Company’s portfolio eligible for HAMP consideration, approximately 82 percent of trial plans have been converted to permanent modifications. According to U.S. Treasury data released through June 2012, that percentage is significantly higher than the national average of 55 percent. “Fifth Third is focused on converting eligible homeowners into this program to help our customers stay in their homes,” said Steven Alonso, executive vice president and head of Fifth Third’s Consumer Bank. “We are committed to providing our customers with the best guidance on their mortgages, including helpful advice on payments and loan options.” The Mortgage Company uses HAMP on its Fannie Mae-and Freddie Mac-owned mortgages, per government sponsored entities’ (GSE) guidelines. Housing and Urban Development (HUD) created a program similar to HAMP for the mortgages it owns and the Bank services. Both programs require a three-month trial modification period before being converted to permanent status. For eligible homeowners, Fifth Third Bank has created a Web site to provide easy-to-understand guidelines for the program requirements. The site, www.53.com/gethelp, has resources on completing the paperwork for participation in HAMP and other helpful tips for borrowers. Fifth Third Bancorp is a diversified financial services company headquartered in Cincinnati, Ohio. The Company has $117 billion in assets and operates 15 affiliates with 1,322 full-service Banking Centers, including 105 Bank Mart® locations open seven days a week inside select grocery stores and 2,405 ATMs in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Pennsylvania, Missouri, Georgia and North Carolina. Fifth Third operates four main businesses: Commercial Banking, Branch Banking, Consumer Lending, and Investment Advisors. Fifth Third also has a 39% interest in Vantiv Holding, LLC. Fifth Third is among the largest money managers in the Midwest and, as of September 30, 2012, had $300 billion in assets under care, of which it managed $26 billion for individuals, corporations and not-for-profit organizations. Investor information and press releases can be viewed at www.53.com. Fifth Third’s common stock is traded on the NASDAQ® National Global Select Market under the symbol “FITB.” Lending is subject to credit review and approval. Fifth Third Bank. Member FDIC. Equal Housing Lender.