First PacTrust Bancorp To Host Investor Day On November 9, 2012

First PacTrust Bancorp, Inc. (NASDAQ: BANC), the $1.6 billion multi-bank holding company for PacTrust Bank and Beach Business Bank, announced today that it will host an Investor Day on Friday, November 9, 2012. Registration will begin at 8:00 a.m. at the Riviera Country Club in Pacific Palisades, California.

Investors, Depositors and Research Analysts are welcome. A live, only audio webcast of the event will be available through a link at First PacTrust’s investor relations web site at http://www.firstpactrustbancorp.com. Following the live presentation, the event will be archived on the web site for 30 days.

About First PacTrust Bancorp, Inc.

Based in Irvine, Calif., First PacTrust Bancorp, Inc. is the $1.6 billion multi-bank holding company of PacTrust Bank and Beach Business Bank, which together operate 19 banking offices in Los Angeles, Orange, San Diego and Riverside counties servicing small to mid-sized businesses, as well as their owners and employees, and 23 loan production offices in California, Arizona, Oregon and Washington.

Forward-Looking Statements

This press release includes forward-looking statements within the meaning of the “Safe-Harbor” provisions of the Private Securities Litigation Reform Act of 1995. These statements are necessarily subject to risk and uncertainty and actual results could differ materially from those anticipated due to various factors, including those set forth from time to time in the Company’s filings with the Securities and Exchange Commission. You should not place undue reliance on forward-looking statements and the Company undertakes no obligation to update any such statements to reflect circumstances or events that occur after the date on which the forward-looking statement is made.

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