“I’d also like to welcome the customers of Service1st Bank of Nevada to our Company. Service1st Bank became part of Western Alliance with the close of our merger with Western Liberty Bancorp yesterday. We expect to merge Service1st into Bank of Nevada at the end of this month and complete the systems integration in December. This will give our new clients access to the larger branch network as well as other services offered by Bank of Nevada and its affiliates.”Ken Vecchione, President and Chief Operating Officer, added, “Our improved operating leverage from exceptional revenue growth and continued expense control took our efficiency ratio below 55% for the first time during the quarter. Although non-performing assets rose, we’re pleased with the lower charge-offs and other real estate losses incurred, which we believe reflect continued recovery in our primary markets. Record efficiency combined with lower credit costs enabled us to increase earnings per share to 18 cents, up 20% from the second quarter.” Western Alliance Bancorporation reported net income of $15.5 million, or $0.18 per share, in the third quarter 2012 including a $0.1 million charge from repossessed assets valuations/sales, $3.4 million of goodwill and intangible impairment charges, a $0.8 million gain from sale of minority interest and a $1.0 million gain from securities sales. Total loans increased $168 million, or 3.3 percent, to $5.33 billion at September 30, 2012 from $5.16 billion on June 30, 2012. This increase was primarily driven by growth in commercial and industrial loans and construction and land development loans. Loans increased $806 million from September 30, 2011. Total deposits increased $161 million, or 2.7 percent, to $6.16 billion at September 30, 2012 from $6.0 billion at June 30, 2012, with growth primarily in money market accounts, certificates of deposits and savings accounts partially offset by declines in interest bearing demand and non-interest bearing demand. Deposits increased $529 million from September 30, 2011.