Harleysville Savings Financial Corporation (NASDAQ:HARL) reported today that the Company’s Board of Directors declared a regular quarterly cash dividend of $.20 per share on the Company’s common stock. The cash dividend will be payable on November 21, 2012 to stockholders of record on November 7, 2012. Net income for the twelve months ended September 30, 2012 amounted to $5,053,000 or $1.33 per diluted share compared to $5,395,000 or $1.44 per diluted share for the twelve months ended September 30, 2011. Net income for the fourth quarter of fiscal year 2012 amounted to $1,156,000 or $.30 per diluted share compared to $1,097,000 or $.29 per diluted share for the fourth quarter of fiscal year 2011. Ron Geib, President and Chief Executive Officer of the Company, stated, “Again this year, we ended our fiscal year with solid financial results in spite of continued economic uncertainty, increased regulatory burden, low demand for loans and pressure on interest margins. Our credit quality continues to be high and the liabilities on our balance sheet continue to experience a shift from certificate of deposits to a significant increase in core transaction accounts. Combining this shift in deposits with reducing the amount of advances as they mature, has allowed our net interest rate spread to increase to 2.26% from 2.07% a year ago. Between the improved strength of the balance sheet and the work ethic of our highly engaged team members, we are looking forward to continuing to create value for our stakeholders this coming year.” The Company’s assets totaled $802.6 million compared to $835.7 million a year ago. Stockholders’ book value increased 4.35% to $15.85 per share from $15.19 a year ago. Harleysville Savings Financial Corporation is the holding company for Harleysville Savings Bank. Established in 1915, Harleysville Savings Bank is a Pennsylvania chartered and federally insured savings bank, headquartered in Harleysville, PA. Harleysville is located in Montgomery County, which has the third largest population base and the second highest per capita income in the state of Pennsylvania.