Although the full-year budget screen appears to be somewhat complicated, it's very easy to create, edit, and review progress against the budget. The full-year view adds more flexibility in adapting the budget to fit your circumstances.This solves the problem of a budget in Quicken being too rigid to fit real-life situations, where budgets need to be flexible in order to be useful. Related to budgets, Quicken has an improved area for savers who wish to define and contribute to specific savings goals. This is a move away from the mechanical transaction-recording premise of Quicken towards the more personal end of personal finance. Through Quicken 2013′s updated savings goals feature, you can put money aside, virtually, for any future expense you or your household desires. Some expenses, like a down payment on a house, a vacation, or a child's education, often require a gradual or slow increase in savings over time. Quicken creates a savings plan to help you stay on track. Loans Quicken 2013 offers an improved process for setting up new loan and mortgage accounts. Just like setting up new checking or savings accounts, you can download your basic loan information, including interest rates and other pertinent information, directly into the software. To the right is an example loan overview screen in Quicken 2013. This screen offers a new visualization of what it will take to pay off the loan or mortgage according to its terms. This visualization allows users to easily understand the cost of debt, and it can help to encourage those in debt to do what it can to eliminate it quicker. Quicken mobile People spend more time on mobile devices than they do on desktop or laptop computers, and if any software plans to stay relevant in the future, there must be a mobile component. The latest developments in the software show that Intuit has learned the importance of mobility from its acquisition of Mint.com. The Quicken 2013 screen that allows you to enable mobile access to your Quicken information by clicking the Mobile & Alerts tab in the upper right-hand corner of the interface.
To activate mobile access to your Quicken data, Intuit requires you to create a new set of log-in information. In some places this is called a Mobile ID, and in others it is a Cloud ID. Creating this account will sync the spending information in your Quicken data file with your mobile devices, and AndroidOS and iOS are both supported. Tablet apps, both AndroidOS and iOS, are enhanced for those display types, taking advantage of more screen space.The purchase of the Quicken software includes access to the mobile apps. They are free for users of Quicken. The mobile applications support only your spending accounts. You can't access your investing or foreign currency accounts with the mobile apps. This allows you to handle most of Quicken's features while on the go, including recording transactions, reconciling data against the information downloaded from your banks, and check your budget on the go to help you make spending decisions while you're away from your computer. If you've enabled online access to your spending accounts through Quicken, your bank transaction data will be downloaded in the background so you can use your mobile device for reconciliation. Rather than collecting a pile of receipts over the course of the month, the mobile applications will allow you to enter spending information as you spend, increasing the chances of accurate tracking. The applications allow you to split transactions into several categories just like the desktop software, and this could theoretically save you from facing the daunting tasks of trying to remember details at a later date. These are the highlights of the new mobile apps for Quicken 2013:
- View a chart-based visualization of your spending.
- Review a snapshot of your budget, and edit your budget if necessary.
- View your top spending categories for the month.
- Record and edit your transactions while away from your computer.
- Access new mobile alerts.
You no longer need the desktop software to be open and running. With the mobile features enabled, you can create email or text alerts to notify you of changing conditions affecting your budget, like low balances or an approach towards a spending limit.The mobile applications should be available from their respective stores today, but as of publishing this review, they are not yet available. You can, however, set up your Mobile ID or Cloud ID and begin the process of enabling mobile access. Update: The mobile apps are now available as free downloads from Google Play and the iTunes Store. These new mobile features are very different than other mobile applications for managing your money, like Mint.com. This is a robust experience designed for users who appreciate the level of tracking and analysis possible with the desktop version of Quicken, impossible with other mobile applications. I would prefer to be able to at least view investment activity in the Quicken mobile experience, but spending and saving certainly deserve extra attention from developers. Quicken 2013 download and giveaway For users who have been waiting for a reason to upgrade from a prior version of Quicken, and perhaps dissatisfied with the incremental changes from one year to the next, the Quicken 2013 update including mobile may be a compelling reason to install the new update of the software. That statement applies to users of Windows only. Intuit has yet to finalize an update for Mac users, who must run Quicken in a Windows virtualization if these new features are important. Intuit is eager to support these new updates to the software natively for Mac users, and the company is “evaluating Mac opportunities in the coming year.” The new version of Quicken comes in all the varieties of the past: Starter Edition, Deluxe, Premier, Home & Business, and Rental Property Manager. The prices have increased over last year's release. All versions are available for download from Amazon.com or from Intuit directly. You can also buy the box and have the software delivered on a CD-ROM.
Tomorrow, I will feature a Quicken 2013 giveaway. I have one copy of Quicken Home & Business to share with a Consumerism Commentary reader, so watch this website for the announcement tomorrow. Follow me on Twitter and become a fan of Consumerism Commentary on Facebook for more information about the giveaway.Quicken 2013 giveaway For a limited time, Intuit and Consumerism Commentary are giving away one copy of Quicken Home & Business 2013. Here's how to participate in the Quicken 2013 giveaway. Buy Quicken 2013 today
|Quicken Home and Business 2013||Buy CD-ROM $84.99||Download $84.99|
|Quicken Premier 2013||Buy CD-ROM $79.99||Download $79.99|
|Quicken Deluxe 2013||Buy CD-ROM $54.99||Download $54.99|
|Quicken Starter Edition 2013||Buy CD-ROM $39.95||Download $39.95|
|Quicken Rental Property Manager 2013||Buy CD-ROM $159.99||Download $159.99|
|Quicken WillMaker Plus 2013||Buy CD-ROM $48.48||Download $69.99|
|Quicken Essentials for Mac 2010||Buy CD-ROM $32.67||n/a|