Jim Cramer: My gold dealer says the same thing. Debra Borchardt: It seems hard to fathom. Jim Cramer: Gold dealers have always said that and I am a big believer in physical gold, but the average investor doesn't have the money to buy physical gold. I am not as suspicious of the ETFs. There is a lot of gold out there. You've got to pay up. The ETF had worked very well. That would be a first class debacle if that happened. I've been very wise to it, that's why I say, I've checked with gold dealers. I can't own things now, but the one that I always used...Jim you're crazy to recommend the GLD, but that has been the sales pitch now for years from the gold dealers and I'm not buying it. Debra Borchardt: That's like the gold bug doomsday scenario. Jim Cramer: Yeah. That's black helicopter stuff.