Prudential Financial, Inc. (PRU) September 11, 2012 7:30 pm ET Executives Eric Durant Edward P. Baird - Chief Operating Officer and Executive Vice President of International Businesses Mitsuo Kurashige John Hanrahan Kei Sato Takeshi Tanigawa Kenneth Tanji Analysts Thomas G. Gallagher - Crédit Suisse AG, Research Division Steven D. Schwartz - Raymond James & Associates, Inc., Research Division Edward A. Spehar - BofA Merrill Lynch, Research Division Ryan Krueger - Dowling & Partners Securities, LLC Jeffrey R. Schuman - Keefe, Bruyette, & Woods, Inc., Research Division Eric N. Berg - RBC Capital Markets, LLC, Research Division Jamminder S. Bhullar - JP Morgan Chase & Co, Research Division Suneet L. Kamath - UBS Investment Bank, Research Division A. Mark Finkelstein - Evercore Partners Inc., Research Division Christopher Giovanni - Goldman Sachs Group Inc., Research Division Sean Dargan - Macquarie Research David Small Nigel P. Dally - Morgan Stanley, Research Division Nicholas Pope John A. Hall - Wells Fargo Securities, LLC, Research Division Joanne A. Smith - Scotiabank Global Banking and Markets, Research Division PresentationEric Durant
All right, let's get started. Glad to see all of you. Glad you survived whatever derrings-do you dared to do yesterday. To those of you who were unable to make it to Tokyo, welcome to our webcast. To those of you who will see the webcast subsequent to realtime -- by the way, it will be available till the 26th of September -- we hope that you also find today's presentations helpful. The only thing I would mention is that even though the webcast itself sunsets on the 26th, the slides will be available -- I don't think I want to say in perpetuity, but certainly a for a long time, probably longer than any of you will want to refer back to them. In the binders in front of you, you will see a lot of good stuff. You will see the usual legal disclosures and boilerplate, you will see an agenda for today's meeting and you will see the actual slides that we will be presenting. From the agenda, you'll note that Ed Baird, the Head of International Insurance, will set the stage, and he will be followed by each of our business heads in Japan. First up will be Kurashige-san, who is our senior executive in Japan. He will be followed by John Hanrahan, formerly the Chief Financial Officer of International Insurance. I know many of you know John. John is now the Head of Prudential of Japan or POJ. John will be followed by Sato-san, who is his counterpart as the Head of Gibraltar, and after Sato-san, Tanigawa-san, who is the head of our bank channel operation, also part of Gibraltar, will present.