Juergen FitschenThank you very much. Good afternoon, ladies and gentlemen. It's a pleasure to relay to you what we have come up with over the last 100 days. It started right after the new management team took its seat. And we felt that given the almost unprecedented situation that we are faced with regarding the changes in the external environment, we need some time, and you are the second audience that we now like to share our results with. Anshu and myself, we have divided the work. I will like to carry you through our thought process, what is it that we identify as the drivers for what is significant in our industry, how to position ourselves. And then Anshu is filling it with real life on the operational front and also shares with you the ultimate result of all our deliberations. At the end, we'll meet again when we talk about a very topical issue, the culture theme. I did already indicate that it's no exaggeration of mine that we are faced with unprecedented challenges because there's hardly anything that remains unchanged going forward. First of all, we have seen the worst financial crisis, and our industry has to respond to that. Now it is obvious that response will not come from the hope we can pin on an earlier recovery. We have looked at macroeconomic developments. We're at home in the one continent that gives probably more concerns to us than any other region. But we also have to state in the rest of the world, there's a noticeable slowdown in economic development. Against that background, we are privileged to have a home here in this country that is still doing fairly well compared to the rest of Europe, will not stay unharmed by what happens in our neighborhood but gives us certainly an advantage to base our future on. We will not neglect Europe, but we'll have to address the reduced opportunities in the way we conduct our business. And Anshu is going to give you details on that. At the same time, we still believe that in Germany, we can strengthen our presence in the marketplace, also with regard to the weakness that our colleagues in other institutions are suffering from.