Last 12-Month Return (%): Stocks with a red number declined by that percentage over the last 12 months. Stocks with a black number increased by that percentage.

Forecast 1-Year Return: Stocks with a red number are projected to decline by that percentage over the next 12 months. Stocks with a black number are projected to move higher by that percentage over the next 12 months.

Analysis of the ValuEngine Data

Looking at the overvalued/undervalued data, United Community Banks ( UCBI) is the most undervalued by 75% followed by Synovus at 69% undervalued. First Bancorp ( FBNC) is overvalued by 300%.

There are three stocks rated Strong Sell, one rated Sell, six rated Hold, 16 rated Buy and three rated Strong Buy. Stocks with a 1- or 2-Engine rating should be avoided. Those with a 4- or 5-Engine rating could survive the stresses and can be considered a potential but speculative take-over candidates.

This article is commentary by an independent contributor, separate from TheStreet's regular news coverage.
Richard Suttmeier has an engineering degree from Georgia Tech and a master of science from Brooklyn Poly. He began his career in the financial services industry in 1972 trading U.S. Treasury securities in the primary dealer community. In 1981 he formed the Government Bond Department at LF Rothschild and helped establish that firm as a primary dealer in 1986. Richard began writing market research in 1984 and held positions as market strategist at firms such as Smith Barney, William R Hough, Joseph Stevens, and Rightside Advisors. He joined www.ValuEngine.com in 2008 producing newsletters covering the U.S. capital markets, and a universe of more than 7,000 stocks. Richard employs a "buy and trade" investment strategy and can be reached at RSuttmeier@Gmail.com.

If you liked this article you might like

Community Banks Could Be Big Winners in Treasury Regulation Overhaul

Buyout Firms Are Heading for the Exit With Their Bank Investments

Insider Trading Alert - UCBI, PGTI And LNKD Traded By Insiders

Insider Trading Alert - UCBI, CRM And JNPR Traded By Insiders

Insider Trading Alert - TIPT, TMH And UCBI Traded By Insiders