What to do? Well, as mentioned, your circumstances permitting, take the money and run.

At the very least, review your portfolio. Your security holdings should be of quality, size and have revenue growth. Avoid areas where revenue growth is tepid or even declining.

Let's take a look at financial shares as the ultimate example.

Financials have led the markets so far this year, with the SPDR Financial ETF ( XLF) gaining more than 20% this year. Investors have been focusing on the fact that financials had the highest earnings growth rate of the 10 Standard & Poor's sectors, increasing EPS by 62% in the past year. But revenue have only grown by 2.2% of the same period.

Moreover, if you exclude Bank of America ( BAC), the EPS growth rate for financials drops to +11.7%, and brings the overall EPS growth rate to the S&P 500 to a meager 1.5% from its current trailing growth rate of 6.5%.

Investors need to focus on names that have strong balance sheets, pay a "healthy" dividend and have a fundamentally strong business that will continue to grow revenue.

My list of companies that fit these criteria is below.

This article was written by an independent contributor, separate from TheStreet's regular news coverage.
Oliver Pursche is President of Gary Goldberg Financial Services, a boutique money management firm located in Suffern, NY. Additionally, Mr. Pursche is the Co-Portfolio Manager for the GMG Defensive Beta Fund, and a Founding Partner of Montebello Partners, llc. In his role as President of GGFS, and as a member of the GGFS Investment Committee, Mr. Pursche helps oversee the investment portfolio of over 2000 clients with over $500 million dollars in assets. Mr. Pursche frequently provides market and economic commentary on CNBC and Fox Business News, as well as often being interviewed by The Financial Times, US News and World Report, Thomson Reuters, Bloomberg Businessweek, and the Associated Press regarding his and the firms views on the latest market news and events. Mr. Pursche's views on the market and investment strategies have been featured in the Wall Street Journal, Investors Business Daily, Smart Money, USA Today and other national business publications. In addition to writing for TheStreet.com, he is also a weekly contributor on Forbes.com and BankRate.com. His daily market commentary can be read at www.betafundcommentary.com or you can listen to him on www.financialtalkshow.com weekdays at 10:00 AM.

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