“The seamlessness of our transition to a single operating system largely reflects the expertise we have developed in the process of integrating 11 banks into one over the past 12 years. I especially would like to thank our Chief Operating Officer and Director, Robert Wann, and the senior members of our project management team for their leadership in this endeavor, as well as the thousands of branch and back-office employees who were involved in planning, training, and preparing for this event. Their expertise will facilitate our integration efforts in the future as we continue to pursue our strategy of acquisition-driven growth,” Mr. Ficalora said.About New York Community Bancorp, Inc. With assets of $43.5 billion at June 30, 2012, New York Community Bancorp, Inc. is the 21st largest bank holding company in the nation, and a leading producer of multi-family loans in New York City, with an emphasis on apartment buildings that feature below-market rents. The Company has two bank subsidiaries: New York Community Bank, a thrift, with 240 branches serving customers throughout Metro New York, New Jersey, Florida, Ohio, and Arizona; and New York Commercial Bank, with 34 branches serving customers in Manhattan, Queens, Brooklyn, Long Island, and Westchester County in New York. Reflecting its growth through a series of acquisitions, the Community Bank currently operates through seven local divisions, each with a history of strength and service in its community: Queens County Savings Bank in Queens; Roslyn Savings Bank on Long Island; Richmond County Savings Bank on Staten Island; Roosevelt Savings Bank in Brooklyn; Garden State Community Bank in New Jersey; Ohio Savings Bank in Ohio; and AmTrust Bank in Florida and Arizona. Similarly, the Commercial Bank operates 17 of its branches under the divisional name Atlantic Bank. Additional information about the Company and its bank subsidiaries is available at www.myNYCB.com and www.NewYorkCommercialBank.com. Forward-looking Statements and Associated Risk Factors This release may include forward-looking statements by the Company and our authorized officers pertaining to such matters as our goals, intentions, and expectations regarding revenues, earnings, loan production, asset quality, and acquisitions, among other matters; our estimates of future costs and benefits of the actions we may take; our assessments of probable losses on loans; our assessments of interest rate and other market risks; and our ability to achieve our financial and other strategic goals.