Hudson City Bancorp, Inc. (HCBK) Hudson City Bancorp, Inc. to Merge with M&T Bank Corporation August 27, 2012 10:00 am ET Executives Donald MacLeod - IR, M&T Robert Wilmers - Chairman and CEO, M&T Ron Hermance - Chairman and CEO Rene Jones - Executive Vice President and Chief Financial Officer Analysts Ken Zerbe - Morgan Stanley Erika Penala - Bank of America Todd Hagerman - Sterne Agee Craig Siegenthaler - Credit Suisse Bob Ramsey - FBR Matt O'Connor - Deutsche Bank Matt Burnell - Wells Fargo Securities Brian Clock - Keefe, Bruyette & Woods Marty Mosby - Guggenheim Partners Rick Weiss - Janney Mike Turner - CompassPoint PresentationOperator
Welcome to the M&T Bank and Hudson City Bancorp Merger Conference Call and Webcast. Hosting the call today are, Mr. Robert Wilmers, Chairman and Chief Executive Officer of M&T Bank Corporation and Mr. Ronald Hermance, Jr. Chairman and CEO of Hudson City Bancorp. They are joined by Rene Jones, Chief Financial Officer of M&T Bank Corporation. Today's presentation is being recorded and will be available for replay following the call. At this time, all participants have been placed in a listen-only mode and the floor will be opened for your questions following the presentation (Operator Instructions). I will now turn the call over to Mr. Donald MacLeod and Director of Investor Relations for M&T Bank Corporation. Please go ahead. Donald MacLeod Thank you, Beverly. Good morning and welcome to our investor conference call to discuss the merger of M&T and Hudson City. Following our prepared remarks, we will have a question-and-answer session.