The Bank of Nova Scotia (BNS) F3Q12 Earnings Call August 28, 2012 3:15 p.m. ET Executives Rick Waugh - President and Chief Executive Officer Sean McGuckin – Executive Vice President and Chief Financial Officer Rob Pitfield - Group Head and Chief Risk Officer Anatol von Hahn - Group Head, Canadian banking Brian Porter - Group Head, International banking Chris Hodgson - Group Head, Global Wealth Management Mike Durland - Group Head, Global Capital Markets & Co-CEO, Global banking & Markets Stephen Hart - Executive Vice-President, Chief Credit Officer Analysts Cheryl Pate - Morgan Stanley Steve Theriault - Bank of America Merrill Lynch Gabriel Dechaine - Credit Suisse Rob Sedran - CIBC World Markets Peter Routledge - National bank Financial Brad Smith - Stonecap Capital Michael Goldberg - Desjardins Securities John Reucassel - BMO Capital Markets Mario Mendonca - Canaccord Genuity Sumit Malhotra - Macquarie Capital Markets PresentationSean McGuckin
Good afternoon and welcome to the presentation of Scotiabank’s third quarter results. I am Sean McGuckin, Chief Financial Officer. Rick Waugh, our CEO will lead off with the highlights of the third quarter. Next, I will go over the third quarter financial results including a review of business line performance. Rob Pitfield, our Chief Risk Officer, will then discuss credit quality and market risk. Rob will be followed by our business line heads, each of whom will provide an outlook for their business for the remainder of 2012. We will then be glad to take your questions. Before we start, I would like to refer you to slide number two of our presentation which contains Scotiabank’s caution regarding forward-looking statements. Rick, over to you.