The Bank Of Nova Scotia's CEO Discusses F3Q12 Results - Earnings Call Transcript

The Bank of Nova Scotia (BNS)

F3Q12 Earnings Call

August 28, 2012 3:15 p.m. ET


Rick Waugh - President and Chief Executive Officer

Sean McGuckin – Executive Vice President and Chief Financial Officer

Rob Pitfield - Group Head and Chief Risk Officer

Anatol von Hahn - Group Head, Canadian banking

Brian Porter - Group Head, International banking

Chris Hodgson - Group Head, Global Wealth Management

Mike Durland - Group Head, Global Capital Markets & Co-CEO, Global banking & Markets

Stephen Hart - Executive Vice-President, Chief Credit Officer


Cheryl Pate - Morgan Stanley

Steve Theriault - Bank of America Merrill Lynch

Gabriel Dechaine - Credit Suisse

Rob Sedran - CIBC World Markets

Peter Routledge - National bank Financial

Brad Smith - Stonecap Capital

Michael Goldberg - Desjardins Securities

John Reucassel - BMO Capital Markets

Mario Mendonca - Canaccord Genuity

Sumit Malhotra - Macquarie Capital Markets


Sean McGuckin

Good afternoon and welcome to the presentation of Scotiabank’s third quarter results. I am Sean McGuckin, Chief Financial Officer. Rick Waugh, our CEO will lead off with the highlights of the third quarter. Next, I will go over the third quarter financial results including a review of business line performance. Rob Pitfield, our Chief Risk Officer, will then discuss credit quality and market risk. Rob will be followed by our business line heads, each of whom will provide an outlook for their business for the remainder of 2012. We will then be glad to take your questions.

Before we start, I would like to refer you to slide number two of our presentation which contains Scotiabank’s caution regarding forward-looking statements. Rick, over to you.

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