Bank Of Montreal Management Discusses Q3 2012 Results - Earnings Call Transcript

Bank of Montreal (BMO)

Q3 2012 Earnings Call

August 28, 2012 2:00 pm ET

Executives

Sharon Marie Haward-Laird

William A. Downe - Chief Executive Officer, President and Director

Thomas E. Flynn - Chief Financial Officer, Principal Accounting Officer and Executive Vice President

Surjit S. Rajpal - Chief Risk Officer and Executive Vice-President

Franklin J. Techar - Chief Executive Officer of Personal & Commercial Banking for Canada Bmo and President of Personal & Commercial Banking for Canada Bmo

Mark F. Furlong - Chairman, Chief Executive Officer, President, Treasurer of M&I Capital Markets Group Llc, Vice President of M&I Capital Markets Group Llc, Chief Executive Officer of M&I Marshall & Ilsley Bank, Chairman of M&I Marshall & Ilsley Bank, Director of M&I Marshall & Ilsley Bank, Director of M&I Capital Markets Group Llc and Director of Marshall & Ilsley Trust Company

Analysts

Peter D. Routledge - National Bank Financial, Inc., Research Division

Gabriel Dechaine - Crédit Suisse AG, Research Division

Cheryl M. Pate - Morgan Stanley, Research Division

John Reucassel - BMO Capital Markets Canada

Michael Goldberg - Desjardins Securities Inc., Research Division

Sumit Malhotra - Macquarie Research

Robert Sedran - CIBC World Markets Inc., Research Division

Mario Mendonca - Canaccord Genuity, Research Division

Andre-Philippe Hardy - RBC Capital Markets, LLC, Research Division

J. Bradley Smith - Stonecap Securities Inc., Research Division

Steve Theriault - BofA Merrill Lynch, Research Division

Presentation

Operator

Please be advised that this conference call is being recorded. Good afternoon, and welcome to the BMO Financial Group's Third Quarter 2012 Conference Call for August 28, 2012. Your host for today is Ms. Sharon Haward-Laird, Head of Investor Relations. Ms. Haward-Laird, please go ahead.

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