Any forward-looking statement speaks only as of the date on which such statement is made, and except as required by law, we do not undertake any obligation to update or revise any forward-looking statement, whether as a result of new information, future events or otherwise. New factors emerge from time to time, and it is not possible for management to predict such factors.Joining me today are Allan Merrill, our President and Chief Executive Officer; and Bob Salomon, our Executive Vice President and Chief Financial Officer. Following their prepared remarks, we will take questions in the time remaining. I will now turn the call over to Allan. Allan P. Merrill Thank you, Jeff, and thank you for joining us this morning. On our call today, I'll update -- I'll summarize our recent capital transactions, recap our results for the third quarter and update you on the progress we've made to date on our operational objectives and financial goals for the year. After the quarter, we successfully completed a series of important capital markets transactions that significantly strengthened our balance sheet, reduced annual interest expense and increased our liquidity. Specifically, we raised over $170 million of growth capital through the issuance of 22 million shares of common stock and 4.6 million tangible equity units. We refinanced our 12% notes that were due in 2017 with a 6.625% notes that are due in 2018, and we received commitments from 4 financial institutions for $150 million revolver. Combined, these transactions will save us approximately $15 million in annual interest expense and enable us to more confidently grow our new home community count with an overall goal of accelerating our return to profitability. At this point, we are very comfortable with our balance sheet, although there are 2 topics we're thinking about. The first is finding the right time and structure to refinance our 2015 and 2016 notes. Continued improvements in operations, I think, we'll have plenty of opportunities to address this prior to maturity.