MGIC Investment (MTG) Q2 2012 Earnings Call August 02, 2012 10:00 am ET Executives Michael J. Zimmerman - Senior Vice President of Investor Relations Curt S. Culver - Executive Chairman, Chief Executive Officer, Chairman of Executive Committee, Chairman of MGIC and Chief Executive Officer of MGIC
J. Michael Lauer - Chief Financial Officer, Executive Vice President, Chief Financial Officer of Mortgage Guaranty Insurance Corporation and Executive Vice President of Mortgage Guaranty Insurance Corporation Analysts Conor Ryan Shawn Faurot Douglas Harter - Crédit Suisse AG, Research Division Jasper Burch - Macquarie Research Alex Lieblong Scott Frost - BofA Merrill Lynch, Research Division Steve Stelmach - FBR Capital Markets & Co., Research Division Jade J. Rahmani - Keefe, Bruyette, & Woods, Inc., Research Division Edwin G. Groshans - Height Analytics, LLC John R. Benda - Susquehanna Financial Group, LLLP, Research Division Ethan Auerbach Geoffrey M. Dunn - Dowling & Partners Securities, LLC Mark C. DeVries - Barclays Capital, Research Division Stephen Trusa PresentationOperator Good day, ladies and gentlemen, and welcome to the MGIC Investment Corporation Second Quarter Earning Results Conference Call. [Operator Instructions] As a reminder, this conference call is being recorded. I would now like to introduce your host for today's conference, Mr. Mike Zimmerman, Senior Vice President of Investor Relations. Mr. Zimmerman, you may begin your conference. Michael J. Zimmerman Thanks, Sandy. Good morning, and thank you for joining us this morning and your interest in MGIC Investment Corporation. Joining me on the call today to discuss the results for the second quarter of 2012 are Chairman and CEO, Curt Culver; Executive Vice President and CFO, Mike Lauer; and Executive Vice President of Risk Management, Larry Pierzchalski.