I'm joined on the call today with -- by Steve Hooley, our President and Chief Operating Officer; and Ken Hager, our CFO.Before we discuss some of the financial results for the second quarter, I thought we'd take a few minutes discussing some of the recent asset monetizations and our announcement to discontinue the development of a processing solution for the U.S. insurance marketplace. On assets, we realized $158.2 million of cash proceeds from the sale of investments during the quarter. That included $138.7 million from the sale of a portion of our investment on a privately-held company into a transaction that was arranged by that company. Since November 2, 2011, when we made an announcement of DST's board's commitment regarding the company's business plan and strategy, we've realized $250 million of cash, and that consists of $202.7 million of cash proceeds from the sale of investments. And we also received a $47.3 million dividend from that privately-held company, and that was received during the second quarter. The cash referred to above from all of these transactions, we primarily used that to reduce debt. We are continuing to evaluate our investment assets for potential monetization on an ongoing basis and evaluating alternative uses for proceeds received. Turning to the insurance decision. When we look at our analysis of the North American market for insurance processing, that led us to seize the development of our solution. It was being built around the Percana software, which is licensed from IFDS Ireland which is one of our joint ventures with State Street Corporation. In connection with looking at that decision, a charge of approximately $0.11 per diluted share in the form of an asset impairment charge and severance cost was recorded in the quarter. Despite this decision, the insurance market continues to be a key vertical market for DST. We have relationships with more than 20 of the top 25 insurance companies in the U.S., and DST will continue to provide mutual fund processing, retirement solutions, output operations and also our AWD suite of products to that insurance marketplace. And this decision was based on North America only. It does not impact the company's U.K. and European strategy for insurance processing, and that's being implemented through IFDS. And we'll have a couple of comments on some of the recent successes there a little later in the call.