James S. Tisch - Chief Executive Officer, President, Member of Office of the President, Director, Member of Executive Committee, Member of Finance Committee, Chairman of Diamond Offshore and Director of CNA Peter W. Keegan - Chief Financial Officer and Senior Vice President Analysts Robert Glasspiegel - Langen McAlenney David J. Adelman - Morgan Stanley, Research Division Andrew Baker - GBS Venture Partners Limited PresentationOperator Good morning, my name is Jackie, and I will be your conference operator today. At this time, I would like to welcome everyone to the Loews Second Quarter 2012 Earnings Conference Call. [Operator Instructions] I would now like to turn the call over to Mary Skafidas, Vice President of Investor and Public Relations. Please go ahead. Mary Skafidas Thank you, Jackie. Good morning, everyone. I'd like to welcome you to Loews Corporation Second Quarter 2012 Earnings Conference Call. A copy of our earnings release may be found on our website, loews.com. On the call this morning, we have our Chief Executive Officer, Jim Tisch; and our Chief Financial Officer, Peter Keegan. Following their prepared remarks this morning, we will have a question-and-answer session. Before we begin, however, I will remind you that this conference call might include statements that are forward-looking in nature. Actual results achieved by the company may differ materially from those projections made in any forward-looking statements. Forward-looking statements reflect circumstances at the time they are made, and the company expressly disclaims any obligation to update or revise any forward-looking statements. This disclaimer is only a brief summary of the company's statutory forward-looking statements disclaimer, which is included in the company's filings with the SEC.