Symetra True VA is a low-fee variable annuity without surrender charges. Also available is a sophisticated trading platform designed for advisers who have moved away from a commission-based business model. In addition to more than 100 investment options, True VA offers the Symetra Pension Reserve Funds SM to help advisers solve for the lifetime income needs of their clients. Through True VA, by investing in these funds sub-advised by Russell Investments, clients can secure guaranteed annual lifetime income while retaining liquidity and flexibility. 2For more information about Symetra True Variable Annuity, visit www.trueva.com. For advisers interested in a selling agreement, call 1-855-TRUEVAS (1-855-878-3827). About Symetra Symetra Life Insurance Company is a subsidiary of Symetra Financial Corporation (NYSE: SYA), a diversified financial services company based in Bellevue, Wash. In business since 1957, Symetra provides employee benefits, annuities and life insurance through a national network of benefit consultants, financial institutions, and independent agents and advisers. For more information, visit www.symetra.com. Before investing, carefully consider the investment objectives, risks, charges and expenses. This and other information is contained in the contract prospectus and the underlying fund prospectuses. You may call or write your Registered Representative or Symetra for free copies of the prospectuses or visit www.trueva.com for online copies. Please read them carefully before investing. Securities are distributed by Symetra Securities, Inc. (SSI). Symetra True Variable Annuity is a flexible premium deferred variable annuity issued by Symetra Life Insurance Company (SLIC). Contract form number is ICC12_RC1, and Wealth Transfer Benefit rider form number is ICC12_RE1 in most states and is not available in all U.S. states or any U.S. territory. SSI and SLIC are affiliates and are both located at 777 108 th Avenue NE, Suite 1200, Bellevue, WA 98004-5135. Variable annuities, which are suitable for long-term investing, are subject to market risks, including the loss of principal invested. Like many variable annuities, this contract has terms and limitations for keeping it in force. Please contact your Registered Representative for complete details.
Symetra Life Insurance Company does not provide investment, legal or tax advice.Guarantees and benefits are subject to the claims-paying ability of Symetra Life Insurance Company. The Symetra Pension Reserve Funds are not insured by the Pension Benefit Guaranty Corporation (PBGC). 1 Source: Morningstar survey of 1,854 variable annuities on Dec. 31, 2011. The total mortality and expense, administrative and distribution expense fees for True VA equal 0.60%, placing it in the lowest quartile of variable annuities. If the maximum sub-account fund facilitation fee of 0.15%, which is not currently charged, were included in total expenses, True VA would still be in the lowest quartile of variable annuities. The comparison of total expenses does not include fees associated with the underlying funds. 2 This prepaid annuity option guarantee of annual lifetime annuity payments is provided by Symetra Life Insurance Company. Please refer to the Symetra True Variable Annuity prospectus for more details. AOXP-403 7/12