HSBC Holdings (HBC) H1 2012 Earnings Call July 30, 2012 6:30 am ET Executives Douglas Jardine Flint - Group Chairman Stuart T. Gulliver - Chairman of Group Management Board, Group Chief Executive Officer and Executive Director Iain James Mackay - Group Finance Director, Member of Group Management Board and Director Analysts Alastair Ryan - UBS Investment Bank, Research Division Chintan Joshi - Nomura Securities Co. Ltd., Research Division Raul Sinha - JP Morgan Chase & Co, Research Division Chris Manners - Morgan Stanley, Research Division Rohith Chandra-Rajan - Barclays Capital, Research Division Cormac Leech - Liberum Capital Limited, Research Division Ronit Ghose - Citigroup Inc, Research Division Chirantan Barua - Sanford C. Bernstein & Co., LLC., Research Division Christopher Wheeler - Mediobanca Securities, Research Division Arturo de Frias Marques - Grupo Santander, Research Division Thomas Rayner - Exane BNP Paribas, Research Division PresentationOperator
Good morning, ladies and gentlemen, and welcome to the Investors and Analysts Conference Call for HSBC Holdings plc's 2012 Interim Results. For your information, this conference is being recorded. At this time, I will hand the call over to your host, Mr. Douglas Flint, Group Chairman. Douglas Jardine Flint Good morning from London, and welcome to our 2012 HSBC Interim Results Webcast and Conference Call. With me are Group Chief Executive, Stuart Gulliver; and Group Finance Director, Iain Mackay. In a moment, Stuart will set out the major points for the first half's performance. Iain will talk through the financial detail, and Stuart will then cover the strategic progress made before opening the call to questions. Stuart, over to you.