CIT Group (CIT) Q2 2012 Earnings Call July 30, 2012 8:00 am ET Executives Kenneth A. Brause - Executive Vice President of Investor Relations John A. Thain - Chairman and Chief Executive Officer Scott T. Parker - Chief Financial Officer, Chief Accounting Officer and Executive Vice President Analysts Christopher Brendler - Stifel, Nicolaus & Co., Inc., Research Division Donald Fandetti - Citigroup Inc, Research Division Mark C. DeVries - Barclays Capital, Research Division Bill Carcache - Nomura Securities Co. Ltd., Research Division Moshe Orenbuch - Crédit Suisse AG, Research Division Eric E. Wasserstrom - UBS Investment Bank, Research Division Bradley G. Ball - Evercore Partners Inc., Research Division David S. Hochstim - The Buckingham Research Group Incorporated Sameer Gokhale - Janney Montgomery Scott LLC, Research Division Henry J. Coffey - Sterne Agee & Leach Inc., Research Division Kenneth Bruce - BofA Merrill Lynch, Research Division PresentationOperator
Good morning, and welcome to CIT's Second Quarter 2012 Earnings Conference Call. My name is Frances, and I'll be your operator for today. [Operator Instructions] As a reminder, this conference is being recorded for replay purposes. I would now turn the call over to Ken Brause, Director of Investor Relations. Please proceed, sir. Kenneth A. Brause Thank you, Frances, and good morning, everybody. And welcome to CIT's Second Quarter 2012 Earnings Conference Call. Our call will be hosted by John Thain, our Chairman and CEO; and Scott Parker, our CFO. After their prepared remarks, we will have a question-and-answer session. [Operator Instructions] We will do our best to answer as many questions as possible in the time we have this morning.