Valley National Bancorp (VLY) Q22012 Earnings Call July 26, 2012 11:00 am ET Executives Dianne Grenz - Senior Vice President of Investor Relations Gerald Lipkin Chairman, President and Chief Executive Officer Alan Eskow - Senior Executive Vice President and Chief Financial Officer Analysts Steven Alexopoulos - JPMorgan Chase Craig Siegenthaler - Credit Suisse Dan Werner - Morningstar Travis Lan - Stifel Nicolaus David Darst - Guggenheim Securities Brian Kleinhanzl - KBW Nancy Bush – Research, LLC Matthew Breese - Sterne Agee Ross Haberman – Haberman Management PresentationOperator
Ladies and gentlemen, thank you for standing by. Welcome to the Valley National Banks’ second quarter earnings conference call. At this time, all participants are in a listen-only mode. Later we will conduct a question-and-answer session and instructions will be given at that time. [Operator Instructions] As a reminder, this conference cal is being recorded. I would like to introduce your host for today’s conference Ms. Dianne Grenz. Madam, you may begin. Dianne Grenz Good morning. Welcome to Valley's second quarter 2012 earnings conference call. If you have not read the earnings release we issued earlier this morning, you may access it along with the financial tables and schedules for the second quarter from our website at valleynationalbank.com. Comments made during this call may contain forward-looking statements relating to Valley National Bancorp and the banking industry. Valley encourages participants to refer to our SEC filings, including those found on Forms 8-K, 10-K and 10-Q for a complete discussion of forward-looking statements. And now I would like to turn the call over to Valley's Chairman, President and CEO, Gerald Lipkin.