Green Dot Management Discusses Q2 2012 Results - Earnings Call Transcript

Green Dot (GDOT)

Q2 2012 Earnings Call

July 26, 2012 6:00 pm ET


Christopher Mammone

Steven W. Streit - Founder, Chairman, Chief Executive Officer and President

John L. Keatley - Chief Financial Officer


Bryan Keane - Deutsche Bank AG, Research Division

Roman Leal - Goldman Sachs Group Inc., Research Division

James F. Kissane - Crédit Suisse AG, Research Division

Sanjay Sakhrani - Keefe, Bruyette, & Woods, Inc., Research Division

Ramsey El-Assal - Jefferies & Company, Inc., Research Division

Glenn Fodor - Morgan Stanley, Research Division

Robert P. Napoli - William Blair & Company L.L.C., Research Division

Ashwin Shirvaikar - Citigroup Inc, Research Division

Tien-Tsin T. Huang - JP Morgan Chase & Co, Research Division

Gregory Smith - Sterne Agee & Leach Inc., Research Division

John Kraft - D.A. Davidson & Co., Research Division



Good afternoon, ladies and gentlemen. Thank you for standing by. Welcome to the Green Dot Corporation Second Quarter 2012 Earnings Conference Call. [Operator Instructions] The contents of this call are being recorded. I would now like to turn the conference over to Mr. Christopher Mammone, Vice President of Investor Relations for Green Dot. Please go ahead, sir.

Christopher Mammone

Thank you, and good afternoon. On today's call, Steve Streit, our Chairman and Chief Executive Officer; and John Keatley, our Chief Financial Officer, will discuss 2012's second quarter performance and updated thoughts regarding our 2012 outlook. Following their remarks, we will open the call for questions. The slides that accompany this call and webcast can be found at and will remain available after the call. Additional operational statistics have been provided in a supplemental table within our press release. As a reminder, today's call is being recorded. And our comments include forward-looking statements, including statements about the loss of the TurboTax program to Green Dot and our expectations regarding future results. Please refer to the cautionary language in the earnings release and in Green Dot's filings with the Securities and Exchange Commission, including the 2011 Form 10-K that we filed on February 29, 2012, and our most recent Form 10-Q filed on May 10, 2012, for additional information concerning factors that could cause actual results to differ materially from the forward-looking statements.

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