Cash America International (CSH) Q2 2012 Earnings Call July 26, 2012 8:00 am ET Executives Daniel R. Feehan - Chief Executive Officer, President and Director Thomas A. Bessant - Chief Financial Officer, Principal Accounting Officer and Executive Vice President Analysts John Hecht - Stephens Inc., Research Division Bill Carcache - Nomura Securities Co. Ltd., Research Division John J. Rowan - Sidoti & Company, LLC Daniel Furtado - Jefferies & Company, Inc., Research Division Henry J. Coffey - Sterne Agee & Leach Inc., Research Division William R. Armstrong - CL King & Associates, Inc. Bob Ramsey - FBR Capital Markets & Co., Research Division Sameer Gokhale - Janney Montgomery Scott LLC, Research Division R. Gregg Hillman PresentationOperator
Ladies and gentlemen, thank you for standing by, and welcome to the Q2 2012 Earnings Conference Call. [Operator Instructions] As a reminder, this conference is being recorded Thursday, July 26, 2012. I would now like to turn the conference over to Mr. Dan Feehan, President and CEO. Please go ahead. Daniel R. Feehan Thank you. Good morning, ladies and gentlemen, and welcome to our earnings call for the second quarter of 2012. Our Chief Financial Officer, Tom Bessant, is joining me this morning, and we will be discussing our second quarter results and a few other topics with you. I will provide some very brief overview remarks to begin the call and then Tom will provide, as usual, comprehensive financial report. And we will then open the line for questions. Before proceeding with our prepared remarks, I'd like to remind you that all the statements made during this call that relate to future results and events are forward-looking statements and are based on current expectations. Actual results or events could differ materially from those projected in the forward-looking statements because of a number of risk and uncertainties which are discussed in our annual and quarterly SEC filings and in the cautionary statement on our website under Investor Relations. We assume no obligation to update our forward-looking statements.