For more information on the risks and other factors that may affect future performance, investors should review periodic reports that are filed by the company with the SEC from time to time.Additionally, certain statements contained in the call that are not be than historical facts are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. The company intends the forward-looking statements in the call to be subject to the Safe Harbor created thereby. Management also will make reference to some non-GAAP measures of financial performance. The reconciliation to GAAP and definition of operating income can be found in the company's current reports on Form 8-K furnished to the SEC yesterday, which contains the company's earnings press release and is available on the company's website. I would like to turn the call over now to your hosts, Mr. Dinos Iordanou and Mr. John Hele. Please proceed. Constantine P. Iordanou Thank you, David, and good morning, everyone, and thank you for joining us today. We had a terrific second quarter. But before I get into the details, I would like to address the management changes we have announced at Arch. Joining me on the call today are both John Hele and Mark Lyons. This will be John's last call as Arch's CFO as he's leaving to join another financial services firm. I would like to take this opportunity to thank John for his contributions to Arch over the past 3 years, and we wish him the best in his new endeavors. I'm not going to re-welcome Mark Lyons since he has been my partner for the past 30 years as we have worked together first as insurance rookies at AIG then onto Berkshire Hathaway, Zurich and now, of course, with Arch. Mark calls it both a blessing and a curse that he has been with me for such a long time, but it has been a great 30 years, at lease from my perspective. And in his new role as our CFO, the curse part will take precedence as he will be sitting right next to my office in Bermuda.