AFLAC (AFL) Q2 2012 Earnings Call July 25, 2012 9:00 am ET Executives Robin Y. Wilkey - Senior Vice President of Investor & Rating Agency Relations Daniel P. Amos - Chairman, Chief Executive Officer, Chairman of AFLAC and Chief Executive Officer of AFLAC Eric M. Kirsch - Global Chief Investment Officer and First Senior Vice President
Kriss Cloninger - President, Chief Financial Officer, Treasurer, Director, Chief Financial Officer of American Family Life Assurance Company and Executive Vice President of American Family Life Assurance Company Kenneth S. Janke - Deputy Chief Financial Officer, Executive Vice President and Chairman of Disclosure Committee Toru Tonoike - President of Aflac Japan and Chief Operating Officer of Aflac Japan Analysts Nigel P. Dally - Morgan Stanley, Research Division Christopher Giovanni - Goldman Sachs Group Inc., Research Division Steven D. Schwartz - Raymond James & Associates, Inc., Research Division Randy Binner - FBR Capital Markets & Co., Research Division Jamminder S. Bhullar - JP Morgan Chase & Co, Research Division John M. Nadel - Sterne Agee & Leach Inc., Research Division Joanne A. Smith - Scotiabank Global Banking and Market, Research Division A. Mark Finkelstein - Evercore Partners Inc., Research Division Suneet L. Kamath - UBS Investment Bank, Research Division Edward A. Spehar - BofA Merrill Lynch, Research Division PresentationOperator Welcome to the Aflac Second Quarter Earnings Conference Call. [Operator Instructions] Please be advised today's conference is being recorded. I would like -- I would now like to turn the conference over to Ms. Robin Wilkey, Senior Vice President of Aflac Investor and Rating Agency Relations.