EZCORP's Management Discusses F3Q2012 Results - Earnings Call Transcript


F3Q2012 Earnings Call

July 24, 2012 4:30 p.m. ET


Paul Rothamel – President and Chief Executive Officer

Stephen Stamp – Senior Vice President and Chief Financial Officer

Mark Kuchenrither – Executive Vice President


John Rowan – Sidoti & Company

Bill Carcache - Nomura Securities

Bill Armstrong - CL King & Associates

Bob Ramsey - Friedman Billings Ramsey

Jordan Hymowitz - Philadelphia Financial

Kyle Joseph - Stephens Incorporated



Welcome to the EZCORP Fiscal 2012 Third Quarter Earnings Release Conference Call. My name is Christine. I'll be your operator for today's conference.

(Operator instructions) Later we will conduct an question-and-answer session. Please note today's conference is being recorded. I will now turn the call over to Paul Rothamel, Chief Executive Officer. You may begin.

Stephen Stamp

Thanks Christine. Actually, it's Stephen Stamp that's going to start the call. And good afternoon, everyone.

This call will address our Third Quarter Fiscal 2012 results. We issued a press release earlier today that is available on our website, www.excorp.com.

I would like to remind everyone that this conference call will contain certain forward-looking statements, including statements about our financial and operating performance in future periods. These statements are based on our current expectations. Actual results in future periods may differ materially from current expectations due to a number of risks, uncertainties and other factors which are discussed in our press release and in our filings with the Securities and Exchange Commission.

On the call with me today is Paul Rothamel, our President and Chief Executive Officer and Mark Kuchenrither, our Executive Vice President. I'll cover our results for the quarter and then Paul will provide some perspective before we open the lines for questions.

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