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NEW YORK ( TheStreet) -- Investors can afford to take some short-term pain in order to make longer-term gains, Jim Cramer told "Mad Money" viewers Tuesday. Don't leave the stock market just because of a few down days. "Sometimes the markets need to come down," Cramer explained, but that doesn't mean there aren't ways to make money. Case in point, Apple ( AAPL), a stock Cramer owns for his charitable trust,