First Defiance Financial's CEO Discusses Q2 2012 Results - Earnings Call Transcript

First Defiance Financial (FDEF)

Q2 2012 Earnings Call

July 24, 2012 11:00 AM ET

Executives

Terra Via – IR

Bill Small – Chairman, President and CEO

Don Hileman – CFO

Analysts

Timothy Orkins – FIG Partners

Presentation

Operator

Good day and welcome to the First Defiance Financial Corp’s Second Quarter 2012 Earnings Conference Call. All participants will be in listen-only mode. (Operator Instructions). After today’s presentation, there will be an opportunity to ask questions. (Operator Instructions). Please note this event is being recorded.

I would now like to turn the conference over to Terra Via. Please go ahead.

Terra Via

Thank you. Good morning, everyone and thank you for joining us for today’s second quarter earning conference call. This call is also being webcast and the audio replay will be available at First Defiance’s website at fdef.com.

Providing commentary this morning will be Bill Small, Chairman, President and CEO of First Defiance and Don Hileman, Executive Vice President and Chief Financial Officer. Following their prepared comments on the Company’s strategy and performance, they will be available to take your questions.

Before we begin, I’d like to remind you that during the conference call today, including during the question-and-answer period, you may hear forward-looking statements related to the future financial results and business operations for First Defiance Financial Corp.

Actual results may differ materially from current management forecasts and projections as a result of factors over which the company has no control. Information on these risk factors and additional information on forward-looking statements are included in the news release and in the Company’s reports on file with the Securities and Exchange Commission.

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