And once the selling starts, how many other investors will jump on the bandwagon and take cash to the sidelines? And finally, what will such an avalanche of "tax-profit" selling do to the markets, not only in numbers, but in further weakening economic confidence overall? The point of all this, and a sad point, is that all of this worry and wonder is entirely self-inflicted -- multiple compromise plans on the budget have already been advanced and shunted aside by both parties. As an investor, I'd like to see Washington just pick a plan and pass it. But in an election year, that's becoming more and more unlikely -- and the edge of the fiscal cliff just gets closer and closer. This article is commentary by an independent contributor, separate from TheStreet's regular news coverage.