This press release shall not constitute an offer to sell or the solicitation of an offer to buy these securities nor shall there be any sale of these securities in any state or jurisdiction in which such an offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction.About Howard Bancorp, Inc. Howard Bancorp, Inc. is the holding company for Howard Bank, a Maryland trust company operating as a commercial bank, headquartered in Ellicott City, Maryland. We have five full service branches located in Ellicott City, Annapolis, Columbia, Laurel and western Ellicott City, Maryland. The statements in this press release that are not historical facts, in particular the statements regarding continued growth and participation in future banking consolidations, constitute “forward-looking statements” as defined by Federal Securities laws. Such statements are subject to risks and uncertainties that could cause actual results to differ materially from future results expressed or implied by such forward-looking statements. These statements can generally be identified by the use of forward-looking terminology such as “estimate,” “project,” “believe,” “intend,” “anticipate,” “plan,” “seek,” “expect,” “will,” “may,” “should” and words of similar meaning. Actual results could differ materially from those currently anticipated due to a number of factors, including, but not limited to, general economic conditions, either nationally or in our market area, that are worse than expected, changes in laws or government regulations or policies affecting financial institutions, including changes in regulatory fees and capital requirements, that negatively impact our business, changes in consumer spending, borrowing and savings habits, and our ability to enter new markets successfully and capitalize on growth opportunities and to otherwise implement our growth strategy. Forward-looking statements speak only as of the date they are made. Howard Bancorp, Inc. will not update forward-looking statements to reflect factual assumptions, circumstances or events that have changed after a forward-looking statement was made. For further information regarding risks and uncertainties that could affect forward-looking statements Howard Bancorp, Inc. may make, please refer to the filings made by Howard Bancorp, Inc. with the U.S. Securities and Exchange Commission available at www.sec.gov.