This afternoon, City National issued a news release outlining its second quarter 2012 financial results. To obtain a copy, please visit our website at cnb.com. After comments by management today, we’ll open up this call to your questions.And now I'll turn it over to our CEO, Russell Goldsmith. Russell Goldsmith Good afternoon. Thank you all for joining us again for this quarterly call. This afternoon, as you know, City National announced a strong and productive second quarter, with net income up 15% from the second quarter of last year to $54.8 million. Period-end assets grew to nearly $25 billion, up 10% from the second quarter of last year and another new all-time high for us. Loans and deposits increased at double digit rates. Both are at new record levels for City National. And that total does include the $300 million in loans we were also pleased to add with the acquisition of First American Equipment Finance, which we announced in the quarter, and closed on April 30. The other acquisition in the quarter we were pleased to announce was Rochdale Investment Management, which closed recently, on July 2. In the second quarter, credit quality remained strong, expenses remained in check, and City National further bolstered its strong capital position with a successful offering of a $150 million subordinated debt offering, which replaced and expanded a piece of our capital structure that we’ve had for many years. All in all, we’re pleased with City National’s performance halfway through the year, especially in light of today’s economic environment and the continuing extraordinarily low interest rates. Fortunately, City National is well-positioned for the remainder of 2012 and beyond. We are prudently growing a diversified array of assets, adding new clients and colleagues, and investing for the future. In a few minutes, Chris Carey and I will be happy to take your questions, but first I want to discuss some other highlights from the second quarter. Let me start with loan growth. Following a very strong first quarter of loan originations - in fact our most productive ever - new loan originations in the second quarter actually exceeded the first quarter level, and set a new record of just under $900 million. And that’s without the First American portfolio. And that’s 40% ahead of last year’s pace.