Universal Group, Inc. (Universal), a Personal and Commercial Lines carrier with operations in Puerto Rico and the United States, and Cover-All Technologies (NYSE MKT:COVR), announced today that Universal will upgrade to Cover-All’s new Policy Administration platform and its Commercial Lines products including Commercial Auto, Commercial Package (Property, General Liability, Inland Marine, Crime), Boiler & Machinery, EPLI and Umbrella to transform their core commercial lines operations including rating, quoting, underwriting, document generation/management and distribution while improving collaboration and productivity. “Universal is constantly looking for new and better ways to improve services to its customers while reducing operating costs. Upgrading our existing Cover-All platform to Cover-All’s new policy products will enable us to be responsive, efficient and unique in the Commercial Lines marketplace in Puerto Rico,” said Luis Berrios, Chief Underwriting Officer, Universal Insurance Company. “We developed the business case and carefully examined our investment. We believe that we'll be able to get a very quick return on our investment with Cover-All by upgrading to their pre-built, production-ready products.” “Cover-All’s new products are totally rethought, re-architected and re-built with modern technology. Cover-All has been serving the Puerto Rico market for decades and understands our business as well as the local marketplace,” said Luis Pérez Sánchez, Chief Administrative Officer, Universal Group, Inc. “We have aggressive plans to implement Cover-All's new products within the next three to six months.” “Cover-All is honored to have been selected by Universal to support its important and significant commercial lines business,” said Manish Shah, President, Cover-All Technologies. “Universal has been our customer since the 1990’s and we are proud and appreciative of our long lasting relationship as well as Universal's enthusiastic belief in Cover-All's new products.” About Universal Universal Group is known across Puerto Rico, and in the fastest-growing regions of the United States, as a preferred financial services and insurance provider. For more than 30 years, we have helped clients protect what is most important and secure a better future. We continue to expand our products and services, and extend our reach. Across Puerto Rico, customers find the Universal brand—a symbol of fast and reliable service. And in Florida, Texas, California and an expanding range of states, the Universal name and logo epitomize quality and concern for the customer. Desde el principio, máscerca de ti. From the beginning, closer to you. For more information, please visit www.universalpr.com. About Cover-All Technologies Cover-All Technologies Inc., since 1981, has been a leader in developing sophisticated software solutions for the property and casualty insurance industry – first to deliver PC-based commercial insurance rating and policy issuance software. Currently, Cover-All is building on its reputation for quality insurance solutions, knowledgeable people and outstanding customer service by creating new and innovative insurance solutions that leverage the latest technologies and bring our customers outstanding capabilities and value. With our extensive insurance knowledge, our experience and our commitment to quality, Cover-All continues its tradition of developing technology solutions designed to revolutionize the way the property and casualty insurance business is conducted.