Fulton Financial (FULT) Q2 2012 Earnings Call July 18, 2012 10:00 am ET Executives Laura Wakeley R. Scott Smith - Chairman, Chief Executive Officer, Member of Executive Committee and Ex-officio Member of Risk Management Committee E. Philip Wenger - President, Chief Operating Officer, Director, Member of Executive Committee and Ex-officio Member of Risk Management Committee Charles J. Nugent - Chief Financial Officer and Senior Executive Vice President Analysts Casey Haire - Jefferies & Company, Inc., Research Division Christopher McGratty - Keefe, Bruyette, & Woods, Inc., Research Division Collyn Bement Gilbert - Stifel, Nicolaus & Co., Inc., Research Division David Darst - Guggenheim Securities, LLC, Research Division Frank Schiraldi - Sandler O'Neill + Partners, L.P., Research Division Richard D. Weiss - Janney Montgomery Scott LLC, Research Division Nicholas Karzon Mike I. Shafir - Sterne Agee & Leach Inc., Research Division Bob Ramsey - FBR Capital Markets & Co., Research Division Russell Gunther - BofA Merrill Lynch, Research Division Mac Hodgson - SunTrust Robinson Humphrey, Inc., Research Division Blair C. Brantley - BB&T Capital Markets, Research Division PresentationOperator
Good morning, ladies and gentlemen. Welcome to the Fulton Financial Corporation Announces Second Quarter Earnings Conference Call. This call is being recorded. I would now like to turn the call over to Laura Wakeley, Senior Vice President of Corporate Communications. Laura Wakeley Thank you, and good morning. Thank you for joining us for Fulton Financial Corporation's conference call and webcast to discuss our earnings for the second quarter of 2012. Your host for today's conference call is Scott Smith, Chairman and Chief Executive Officer of Fulton Financial. Joining him are Phil Wenger, President and Chief Operating Officer; and Charlie Nugent, Senior Executive Vice President and Chief Financial Officer.