Harleysville Savings Financial Corporation (NASDAQ:HARL) reported today that the Company’s board of directors declared a regular quarterly cash dividend of $.20 per share. The cash dividend will be payable on August 22, 2012 to stockholders of record on August 8, 2012. Net income for the third quarter was $1,311,000 or $.34 per diluted share compared to $1,988,000 or $.53 per diluted share for the same quarter last year. There was a onetime Bank Owned Life Insurance (“BOLI”) net benefit of $927,000 or $.24 per diluted share in the 2011 quarter. Net income for the nine months ended June 30, 2012 amounted to $3,896,000 or $1.03 per diluted share compared to $4,298,000 or $1.15 per diluted share for the same nine-month period a year ago. Ron Geib, President and Chief Executive Officer of the Company, stated, “The low level of interest rates continues to provide a unique challenge for the financial industry. This environment, along with a continued lack in demand for loans, is putting pressure on the interest margins and constraining the growth in the balance sheet. Given these conditions, we are very pleased to report another quarter of solid financial results. Our net interest income, level of non-performing loans and other expenses, are closely monitored and are the key to allowing us to deliver consistent, ongoing returns for our shareholders.” The Company’s assets totaled $822.7 million compared to $857.6 million a year ago. Stockholders’ tangible book value increased 4.24% to $15.73 per share from $15.09 a year ago. Harleysville Savings Financial Corporation is the holding company for Harleysville Savings Bank. Established in 1915, Harleysville Savings Bank is a Pennsylvania chartered and federally insured savings bank. Headquartered in Harleysville, PA, Harleysville is located in central Montgomery County, which has the third largest population base and the second highest per capita income in the state of Pennsylvania.