NEW YORK ( TheStreet) - U.S. stocks finished Monday down after a worse-than-anticipated report on U.S. retail sales. The Dow Jones Industrial Average dropped 50 points, or 0.39%, at 12,727. The index, which has lost ground in seven of the past eight sessions, is still up 4.17% so far in 2012. Breadth within the Dow was negative with 23 of the index's 30 components posted losses. Among the biggest percentage decliners were JPMorgan Chase ( JPM), Home Depot ( HD) and Caterpillar ( CAT). Shares of JPMorgan dropped 2.72% to $35.09, giving back some ground after a 5%-plus surge on Friday after a better-than-expected earnings report. On Monday, fellow money center bank Citigroup ( C) reported second-quarter earnings that beat estimates as well. JPMorgan's stock has risen 5.53% year to date. Home Depot shares fell 1.27% to $51.43. The stock has risen 22.34% year to date. Shares of Caterpillar fell 1.12% to $81.15. Caterpillar's stock has fallen 10.43% year to date. The biggest gainers within the Dow were Pfizer ( PFE) and American Express ( AXP). Shares of Pfizer rose 1.32% to $23.11. The stock has risen 6.75% year to date. American Express shares gained 1.19% to $58.62. The stock has risen 24.27% year to date. -- Written by Alexandra Zendrian in New York. >To contact the writer of this article, click here: Alexandra Zendrian >To submit a news tip, send an email to: email@example.com. >To follow the writer on Twitter, go to Alexandra Zendrian.