New Dividend: 13 cents quarterly (per share) Dividend Percent Increase: 8.33 % Current Yield: 1.74% Bank of the Ozarks ( OZRK), a regional bank based in Arkansas, is another small-cap stock. It has 110 branch offices spread throughout the South, a geographic footprint that gives it exposure to some of the weaker post-crash housing markets. Still, despite that positioning, the bank has managed to continue churning out the types of hefty margins that investors have come to expect from prototypical regional banks. Last Monday, the firm announced an 8.33% dividend increase, bringing its payout to a quarterly 13 cents per share. >>3 Bank Stock Picks for 2Q Earnings That's a 1.74% yield at current price levels. While OZRK's payout is decent for a small bank, there are other ways to get exposure to regional banks right now that carry less risk for bigger rewards. Bank of the Ozarks, one of the 10 Smaller Stocks With Growing Dividends, was also featured in " 5 Hated Stocks Set to Soar on Earnings."