|As of March 31, 2012|
|Actual||As Adjustedfor Series APreferredRepurchase|
|Total Capital to Risk Weighted Assets||24.33%||23.66%|
|Tier 1 Capital to Risk Weighted Assets||23.08%||22.41%|
|Tier 1 Capital to Average Assets||12.62%||12.25%|
IBC (NASDAQ:IBOC) is an $11.9 billion multi-bank financial holding company headquartered in Laredo, Texas, with 217 facilities and over 378 ATMs serving 88 communities in Texas and Oklahoma.“Safe Harbor” statement under the Private Securities Litigation Reform Act of 1995: The statements contained in this release which are not historical facts contain forward-looking information with respect to plans, projections or future performance of IBC and its subsidiaries, the occurrence of which involve certain risks and uncertainties detailed in IBC’s filings with the Securities and Exchange Commission. Copies of IBC’s SEC filings and Annual Report (as an exhibit to the 10-K) may be downloaded from the SEC filings site located at http://www.sec.gov/edgar.shtml or IBC’s website at http://www.ibc.com.